Is It Really a Good Time To Sell? Your Equity Might Hold the Answer
Lately, a lot of homeowners are asking the same question: “Is now even a good time to sell?”
And the honest answer may surprise you.
For many people, the answer is yes—absolutely.
Why? Because of one major advantage you already have working for you: your equity.
If you’ve lived in your home for several years, you probably know you’ve built up some equity. But what most homeowners don’t realize is just how much. And once you see the actual numbers, it could completely change what you think is possible for your next move.
The Hidden Wealth You’ve Been Building Without Even Realizing It
Every month you’ve paid your mortgage, two things have been happening behind the scenes:
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You’re paying down your loan balance, which increases your ownership of the home.
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Home values have been rising over time, naturally increasing what your property is worth.
Put those two together, and you've been growing wealth automatically—year after year—just by owning your home.
And if you've been there a long time? The impact is massive. Realtor.com reports:
“Nearly half (45.2%) of today’s homeowners have lived in their home for more than 15 years, and 1 in 4 for over 25 years.”
If that’s you, think about what 15–25 years of payments and appreciation have done to your bottom line. It’s time you get a clear picture of what that adds up to.
What That Equity Looks Like in Real Numbers
Research from Realtor.com gives us eye-opening estimates based on when someone bought a median-priced home. Here’s what homeowners could be sitting on today:
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Bought in the mid-90s? Potentially over $400,000 in equity.
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Bought in the early 2000s? Roughly $330,000+, even factoring in the housing crash.
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Bought in 2015? Already approaching $285,000 in equity in just ten years.
Your personal number will vary depending on your purchase price, upgrades, down payment, and local market—but the takeaway is clear:
A huge number of homeowners are sitting on hundreds of thousands of dollars in equity… and don’t even know it.
How Your Equity Can Power Your Next Move
This is where everything changes.
Your equity isn’t just a number—it’s a tool that can solve almost every concern you may have about moving.
Concerned about higher mortgage rates?
A large equity position can fund a substantial down payment and shrink the amount you finance—helping offset today’s rates.
Worried about competing in a tight market?
Your equity may be strong enough to make you a cash buyer, which gives you a major edge. Sellers love cash because it reduces risk and speeds up the closing.
Simply put…
Your equity can make your next move easier, smarter, and far more achievable than you might think.
Bottom Line
If no one has walked you through your home’s value or equity this year, now’s the perfect time to take a fresh look.
It doesn’t mean you’re committing to selling.
It just means you’ll understand what you have—and how far it can take you.
If you want a personalized equity review, connect with a trusted local real estate professional and get the clarity you deserve.